BANKING COMPANY ACCOUNTS

                                                       Mr. Pavithran P (ISM)

                                                 BANKING COMPANY ACCOUNTS

​​PREPARATION OF BANKING BALANCE SHEET:

Format for Banking Balance Sheet

	Sch. No.	Year ended on 31st March (current year) (amount in Rs.)	Year ended on 31st March(previous year) (amount in Rs.)
Capital and Liabilities:     Share capital     Reserves and surplus     Deposits     Borrowings     Other liabilities and provisions	1 2 3 4 5	xxxxx xxxxx xxxxx xxxxx xxxxx	xxxxx xxxxx xxxxx xxxxx xxxxx
Total		xxxxx	xxxxx
Assets:     Cash in hand and Balance with RBI     Balance with other bank and money      at call & short notice     Investments     Advances and loans     Fixed assets     Other assets	6 7 8 9 10 11	xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx	xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx
Total		xxxxx	xxxxx
Contingent liabilities     Bills for collection	12	xxxxx	xxxxx

Scheduled to be Annexed with Balance Sheet

SCHEDULE 1: SHARE CAPITAL

Particulars	Current Year	Previous year
Authorised Capital (or) Nominal Capital     Issued and Subscribed Capital     Paid Up Capital:         Shares of Rs. ____ each. ____                     xxxxx     Less: calls in arrears                                          xxxxx	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 2: RESERVES AND SURPLUS

Particulars	Current Year	Previous year
Statutory reserves Contingency reserves Closing Profit and Loss A/c Balance General reserves and Reserve funds Capital reserves Securities premium	xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx

SCHEDULE 3: DEPOSITS

Particulars	Current Year	Previous year
Demand deposits: Savings bank A/c deposits Current A/c deposits  Time deposits: Fixed deposits Recurring deposits Cash certificates Other deposits	xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 4: BORROWINGS

Particulars	Current Year	Previous year
Borrowings in India Borrowings outside India Short loans Loans(Cr.)	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 5: OTHER LIABILITIES AND PROVISIONS

Particulars	Current Year	Previous year
Rebate on bills discounted(closing) Bad debts written off Provision for bad and doubtful debts Provision for taxation Bills payable Sundry creditors Unclaimed dividend Telegraphic transfer payable Bank drafts payable	xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 6: CASH IN HAND AND BALANCE WITH RBI

Particulars	Current Year	Previous year
Cash in hand Cash balance with RBI	xxxxx xxxxx
Total	xxxxx

SCHEDULE 7: BALANCE WITH OTHER BANKS AND MONEY AT CALL & SHORT NOTICE

Particulars	Current Year	Previous year
Cash Balance with other Banks Money at call and Short Notices	xxxxx xxxxx
Total	xxxxx

SCHEDULE 8: INVESTMENTS

Particulars	Current Year	Previous year
Investments in India Investments outside India Investments in Government securities Investments In shares, debenture, bonds etc Investments in other securities	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 9: ADVANCES AND LOANS

Particulars	Current Year	Previous year
Advances and advances Cash credit Overdrafts Bills purchased Bills discounted Owing by foreign correspondents (balance with forgn. Correspond.) Loans (Dr.)	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 10: FIXED ASSETS

Particulars	Current Year	Previous year
Land and Buildings Furniture, fittings and fixtures Premises (or) Bank premises Freehold and leasehold property	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 11: OTHER ASSETS

Particulars	Current Year	Previous year
Stock of stationery Interest accrued on investments Other assets Non banking assets	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

SCHEDULE 12: CONTINGENT LIABILITIES

Particulars	Current Year	Previous year
Endorsements, acceptances and guarantee Liability for customers acceptances Acceptances on behalf of customers Letter of credit issued	xxxxx xxxxx xxxxx xxxxx
Total	xxxxx

BILLS FOR COLLECTION

Particulars	Current Year	Previous year
Bills for collection Endorsements on bills for collection	xxxxx xxxxx